A Specialized Investment Fund (SIF) is a SEBI-regulated investment product designed for informed investors, offering focused and advanced investment strategies beyond traditional mutual funds. These may include thematic, sectoral, quantitative, or tactical strategies.

Unlike mutual funds, SIFs offer greater flexibility in strategy, portfolio construction, and risk exposure. They are suitable for investors who understand higher volatility and are seeking differentiated returns rather than broad market exposure.

• SIFs are suitable for informed and experienced investors with a higher risk appetite, longer investment horizon, and the ability to understand complex strategies. Eligibility is subject to regulatory norms and product-specific criteria.

The minimum investment amount for SIF is generally higher than traditional mutual funds and is typically ₹10 lakh or above, as prescribed by regulatory guidelines and individual fund structures. Exact minimums may vary by fund and strategy.

Liquidity depends on the specific SIF structure. Some SIFs offer periodic liquidity, while others may have defined lock-in periods. All liquidity terms are clearly disclosed before investment.

SIFs involve higher market risk, strategy risk, and potential volatility. Returns are not guaranteed, and capital may fluctuate significantly. These products are not suitable for conservative investors.

No. SIF returns are market-linked and not assured. Performance depends on the underlying strategy, market conditions, and investment duration.

Bhaarat Wealth provides free consultation to assess suitability, explain strategies, disclose risks transparently, and assist with onboarding and documentation. We focus on investor understanding and informed decision-making.

No. Bhaarat Wealth does not charge any separate consultation fees. We receive trail commission from product providers as permitted under applicable regulations, with no hidden costs to investors.

SIFs are generally recommended as a satellite allocation within a diversified portfolio, not as a primary or core investment. Allocation should be done cautiously and in line with overall financial planning.

We receive standard commissions from mutual fund Asset Management Companies (AMCs), as permitted and regulated by applicable SEBI guidelines. These commissions are paid by the AMCs and do not result in any additional cost to the investor.