Effective Date: [01/01/2026]
This Commission & Fee Disclosure is issued by Bhaarat Wealth ("we", "our", "us") to ensure complete transparency regarding how we are compensated for distributing and facilitating financial products.
Bhaarat Wealth does not charge any fee directly from investors or clients for:
Investment consultation
Portfolio review
Product comparison
Investment facilitation
All consultations and portfolio reviews currently offered by Bhaarat Wealth are free of cost to clients.
Bhaarat Wealth earns compensation in the form of commission and/or trail commission from product manufacturers and partners, which may include:
Asset Management Companies (AMCs)
Pension Fund Managers
Banks and Non-Banking Financial Companies (NBFCs)
Insurance companies
Other authorized financial product providers
Such commissions are paid by the respective product providers as per prevailing regulatory guidelines and do not result in any additional cost to the client.
Commission or trail commission may be received in connection with the distribution or facilitation of the following products:
Mutual Funds
National Pension System (NPS)
Fixed Deposits
Health Insurance
Term Insurance
Specialized Investment Funds (SIF)
Other financial and investment products offered through authorized partners
The nature and amount of commission may vary depending on the product, scheme, tenure, and regulatory framework.
Bhaarat Wealth follows a transparent and client-first approach. While commissions are received from partners, we endeavor to recommend products based on the client’s financial goals, risk profile, and suitability, and not solely on commission considerations.
Commission structures are governed by regulations issued by authorities such as SEBI, AMFI, PFRDA, IRDAI, and RBI, as applicable.
Bhaarat Wealth does not authorize any individual to collect money in cash or transfer funds to personal bank accounts on our behalf.
If anyone requests money claiming to represent Bhaarat Wealth, please do not trust such requests and report the matter immediately to us through our official contact details.
All official communications from Bhaarat Wealth will be made only through verified channels.
If, in the future, Bhaarat Wealth introduces fee-based services in accordance with applicable regulations and licenses:
Clients will be clearly informed in advance
Written communication and consent will be obtained, where required
Full disclosure of fees, scope of services, and regulatory basis will be provided
Until such communication is formally issued, no fees are charged to clients by Bhaarat Wealth.
Clients are encouraged to:
Verify all payment-related communications
Use only official and disclosed payment channels
Contact Bhaarat Wealth directly in case of any doubt or clarification
This Commission & Fee Disclosure may be updated from time to time to reflect changes in regulations, business practices, or services. Any updates will be published on our website.
By engaging with Bhaarat Wealth and using our services, you acknowledge that you have read, understood, and agreed to this Commission & Fee Disclosure.