This website https://www.bhaaratwealth.in is operated by Bhaarat Wealth ("we", "our", "us") for informational and educational purposes only. By accessing or using this website and our services, you agree to the terms of this Disclaimer.
Investments in financial products are subject to market risks and other risks. The value of investments may fluctuate due to market conditions, economic factors, interest rate movements, regulatory changes, and other risks. Past performance is not indicative of future returns.
Nothing contained on this website should be construed as an offer, solicitation, recommendation, or advice to buy or sell any financial product unless expressly stated. All investment decisions should be made based on your own assessment, financial goals, risk appetite, and after consulting with a qualified financial advisor.
Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Net Asset Values (NAVs) of mutual fund schemes may go up or down depending on market conditions.
Bhaarat Wealth acts as a distributor of mutual fund products and receives commissions from Asset Management Companies (AMCs) as per applicable regulations. We do not guarantee returns or capital protection unless explicitly stated in the scheme documents.
NPS investments are subject to market risks and are governed by the regulations of the Pension Fund Regulatory and Development Authority (PFRDA). Returns under NPS depend on market-linked instruments and fund manager performance.
Bhaarat Wealth facilitates NPS-related services and does not assure any minimum or fixed returns. Investors are advised to read the NPS offer document and scheme details carefully before investing.
Fixed Deposits are subject to credit risk, interest rate risk, and liquidity risk. Returns and principal repayment depend on the financial strength and creditworthiness of the issuing institution.
Bhaarat Wealth acts only as a facilitator or distributor for fixed deposit products offered by banks and non-banking financial companies (NBFCs). We do not provide any guarantee for repayment or returns.
Health Insurance products are offered by insurance companies and are subject to policy terms, conditions, exclusions, and limitations. Coverage, benefits, and premiums vary from policy to policy.
Bhaarat Wealth acts as a facilitator/distributor and does not underwrite insurance policies. Please read the policy wordings, prospectus, and benefit illustrations carefully before purchasing any health insurance product.
Term Insurance policies provide life cover subject to policy terms and conditions. Claim settlement is subject to insurer verification, disclosures made at proposal stage, and policy exclusions.
Premium amounts, coverage, and benefits depend on the chosen insurer and plan. Bhaarat Wealth does not guarantee claim approval or policy benefits.
Specialized Investment Funds (SIF) and similar alternative investment products are subject to higher risk, lower liquidity, and market volatility. These products may not be suitable for all investors.
Investments in SIFs may involve long lock-in periods and complex structures. Investors should carefully review the private placement memorandum, offer documents, and risk factors before investing.
Any information related to loans, PMS, AIFs, SIFs, or other financial products is provided for general awareness only. Availability, eligibility, pricing, and terms are determined by respective product providers.
Bhaarat Wealth does not provide legal, tax, or accounting advice. You are advised to consult independent professionals before making any financial or investment decision.
Bhaarat Wealth does not assure or guarantee any returns, profits, capital appreciation, or capital protection on any investment product unless expressly mentioned in official product documents.
Bhaarat Wealth shall not be liable for any direct, indirect, incidental, or consequential losses arising from:
Use of this website or reliance on its content
Market fluctuations or investment decisions
Delays, inaccuracies, or omissions in information
Bhaarat Wealth operates in accordance with applicable Indian laws and regulations. Distribution and advisory activities are subject to regulatory guidelines issued by SEBI, AMFI, PFRDA, IRDAI, RBI, and other authorities, as applicable.
This Disclaimer may be updated from time to time without prior notice. Users are encouraged to review this page periodically to stay informed of any changes.
By using this website and availing our services, you acknowledge that you have read, understood, and agreed to this Disclaimer.