Mutual funds pool money from multiple investors and invest across equities, debt, or a combination of assets. When invested with a long-term, goal-based approach, mutual funds help create wealth through diversification, professional management, and the power of compounding.

We follow a goal-oriented approach. Fund selection is based on your financial goals, time horizon, risk appetite, asset allocation, fund performance consistency, and fund house quality—not short-term market trends.

Both have their advantages. SIPs are ideal for disciplined, long-term investing and help manage market volatility through rupee cost averaging. Lump sum investments may be suitable when you have surplus funds and a long investment horizon. We recommend the right approach based on your situation.

Returns depend on market conditions, fund type, and investment duration. While mutual funds do not offer guaranteed returns, historically, long-term equity mutual funds have delivered inflation-beating returns when invested with discipline and proper asset allocation.

Your portfolio is reviewed periodically and whenever there is a significant change in market conditions or your financial goals. Rebalancing is done to ensure your investments remain aligned with your risk profile and objectives.

Mutual funds are market-linked and subject to risks. However, risk can be managed through diversification, asset allocation, and long-term investing. Our role is to help you invest prudently while avoiding unnecessary risk exposure.

Yes. ELSS (Equity Linked Savings Scheme) mutual funds offer tax benefits under Section 80C along with long-term growth potential. We help you choose ELSS funds that align with your overall financial plan.

Getting started is simple. Book a free consultation, complete your KYC, and we will design a personalized mutual fund portfolio for you. You can begin with SIP or lump sum investments based on your preference.

Yes. You will have clear visibility into your investments through regular updates and portfolio reports, ensuring transparency and peace of mind.

Most mutual funds do not have a lock-in period. However, ELSS funds have a mandatory 3-year lock-in for tax benefits. Some funds are close ended.

Bhaarat Wealth does not charge clients any separate advisory or consultation fees for mutual fund investments. Our initial and ongoing consultations are completely free. We are only a mutual fund distributor.

We receive standard commissions from mutual fund Asset Management Companies (AMCs), as permitted and regulated by applicable SEBI guidelines. These commissions are paid by the AMCs and do not result in any additional cost to the investor.